Adagio Health encourages everyone to get covered by health insurance. Not only is it a smart decision for your health and your finances, it’s the law. While insurance can seem expensive, not having it can cost you much more. Fortunately, there are a number of options available to you based on income and family size to help keep your expenses down. From low or no cost options like Medicaid, to plans provided by your employer, to Marketplace plans, there is a solution that will fit your budget and needs.
Who Needs Health Insurance?
Everyone! The goal of the Patient Protection and Affordable Care Act (ACA or Obamacare) is ensure that every American is insured. The law requires nearly all Americans to have healthcare coverage. Fortunately, there are many options available for coverage – and depending on your income and family size – they may be available for low or no cost to you.
If you don’t get health insurance you may have to pay a penalty of $695 per adult in your household or 2.5% of your annual income.
When Can I Get Health Insurance?
During the Open Enrollment period. Open Enrollment typically runs from November 1 through January 31 each year.
Outside the Open Enrollment Period enrolling in a health insurance plan is only possible if you meet specific eligibility requirements such as getting married, having a baby, or losing existing health coverage.
If you get your health insurance through your employer, you may have a different Open Enrollment Period. Check with your human resources department to find out.
Medicaid and the Children’s Health Insurance Program (CHIP) are available year round, but you must meet certain requirements to qualify.
How Much Is Health Insurance Going to Cost Me?
It depends. Based on your income and family size, you could be eligible for free or low-cost care through Medicaid and/or CHIP. If you don’t qualify for Medicaid, you could qualify for premium tax credits and cost-sharing savings. Premium tax credits are available for individuals who’s incomes are between 100% and 400% of the Federal Poverty Level.
Can Adagio Health help me find insurance?
Yes! Adagio Health provides in-person assistance to anyone interested finding a health insurance plan. This includes Qualified Health Plans under the Affordable Care Act (often known as “Obamacare”), Pennsylvania’s Medical Assistance program, CHIP (the Children’s Health Insurance Program), or the Family Planning Services waiver (an expanded eligibility Medical Assistance program that will provide coverage for family planning and reproductive health care only).
In-person help on any of these programs is available at the Adagio Health Butler Medical Office.
Adagio Health Butler Medical Office
323 Sunset Drive
Suite 2 (Lower Level)
Butler, PA 16001
Monday: 1:00 pm – 7:00 pm
Tuesday: 8:30 am – 10:30 am
Thursday: 10:00 pm – 4:00 pm
Other appointments may be able available upon request.